Advanced Learner Loan: how to apply Advanced Learner Loans cover the cost of many further education courses for students aged 19 and over. With an Advanced Learner Loan, you don't need to pay anything back until you're earning at least £27,295 a year (applicable to 2020 course starts). Starting your Advanced Learner Loan application You must have received your B&FC Learning and Funding Information and Offer Letter before applying for an Advanced Learner Loan. You will receive this letter by email or post during the summer before your course starts. If you're reading this in August and haven't received your Learning and Funding Information and Offer Letter, please contact us. If you're completing your Advanced Learner Loan application online, you'll need your passport for identification. Alternatively, you can send your birth certificate to Student Finance England after submitting your application details. Ready? Start your Advanced Learner Loan application If you need some additional support in completing your Advanced Learner Loan application, please watch this video guide. What happens next? Expect to receive a decision on your Advanced Learner Loan within two weeks of submitting your online application and proof of identity. If you downloaded the application form and sent this by post, it will take longer to get a decision. Check the information on your successful loan application, confirming amounts to be paid and course details are correct. Make sure you let Student Finance England know immediately if anything is wrong, or has changed since your application. Where the money goes Payments are made directly to your college or training provider each month. Course attendance must be confirmed before any payments will be made. If you stop attending at any point, your university or college should let Student Finance England know as soon as possible, so they can stop any further payments. Handy resources Check your eligibility for an advanced learner loan Advanced Learner Loans: 'How to apply' guide from GOV.UK Access to HE student? If you apply for an Advanced Learner Loan to cover the cost of an Access to HE course, Student Finance England will ‘write off’ any outstanding balances you owe once you complete a higher education course. Access to HE courses Need more information? Been more than a week since you completed your pre-enrolment form and haven't received your Learning and Funding Information and Offer Letter? Or maybe you need a hand completing your Advanced Learner Loan application. Contact us: Call 01253 504 322 (we're here 9am to 5pm, Monday to Friday) Email firstname.lastname@example.org Start a live chat on this website (we're here 9am to 4pm, Monday to Friday) Contact Student Finance England. Important information about Advanced Learner Loans B&FC can help you with every aspect of applying for an Advanced Learner Loan, however, the decision to apply for the loan is yours alone. B&FC is not able to advise whether individuals should take out a loan or recommend how large any loan should be. If you choose to apply for an Advanced Learner Loan, you must answer all the application questions accurately for your own circumstances. Any responses used in B&FC’s guidance are for illustration only and do not mean you should respond in this way, unless that response is true for you.